The dirty word of debt. Are you one of those people looking for credit card debt help? Many of us learned to live beyond our means back in the hay day of the early 2000′s. The economy was great, everyone had jobs, your house value was skyrocketing and everyone was living to excess. Now after years if high unemployment and people living off credit cards not because they want to live large but because they have to. I know I need credit card help. I started by cutting up everyone that I own and going to a cash only basis. If i can not pay for it today then I do not get it. This has been a real eye opener for me and I finally have realized all the places I would just buy something to buy it versus really needing it. The fire pit in my backyard is the perfect example. I live in Florida, have never had a fire and it has sat there for 4 years and is growing weeds out of it. But that was a great $100 spent – right? Get some help, learn the basics and get back to buying what you need not what you want at that moment.